Choose 3, 6, or 12 monthly payments

For example, a $1,000 purchase might cost $84/mo over 12 months at 0% APR.

Just select   at checkout

Your rate will be 0% APR or 10–36% APR based on credit, and is subject to
an eligibility check. Payment options through Affirm are provided by these
lending partners: Options depend on your purchase
amount, and a down payment may be required.  See for important
info on state licenses and notifications




Can I pay off my purchase early?

Yes! There’s no penalty for paying early.

How do I make my payments?

You can make or schedule payments at or in the Affirm app for iOS
or Android. Affirm will send you email and text reminders before payments

are due.

Can I return an item I bought with Affirm?

Yes—you can return an item you bought with Affirm by initiating the return
process with the store.

Does checking my eligibility affect my credit score?

No—your credit score won’t be affected when you create an Affirm
account or check your eligibility. If you decide to buy with Affirm, this
may impact your credit score. You can find more information in Affirm’s
customer Help Center.

Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S.
territories. This helps Affirm verify it’s really you who is creating your
account and signing in.

Where can I learn more about Affirm?

You can visit their website at